Most scholars say an interest-based mortgage is haram because it involves riba, which the Quran forbids (2:275, 2:278). Some contemporary scholars and councils allowed it in non-Muslim countries when a person has no other way to get a home, treating it as a case of need. Others reject this. Look first for an interest-free alternative such as a Sharia-compliant home finance plan, and ask a scholar about your situation.
Os que praticam a usura só serão ressuscitados como aquele que foi perturbado por Satanás; isso, porque disseram quea usura é o mesmo que o comércio; no entanto, Deus consente o comércio e veda a usura. Mas, quem tiver recebido umaexortação do seu Senhor e se abstiver, será absolvido pelo passado, e seu julgamento só caberá a Deus. Por outro lado, aqueles que reincidirem, serão condenados ao inferno, onde permanecerão eternamente.
Ó fiéis, temei a Deus e abandonai o que ainda vos resta da usura, se sois crentes!
This is general information, not a fatwa. For your own situation, ask a qualified scholar.
Questions about halal and haram
Can a Muslim take a conventional mortgage?
Most scholars say an interest-based mortgage is haram because it involves riba, which the Quran forbids (2:275, 2:278). Some contemporary scholars and councils allowed it in non-Muslim countries when a person has no other way to get a home, treating it as a case of need. Others reject this. Look first for an interest-free alternative such as a Sharia-compliant home finance plan, and ask a scholar about your situation.
