Most scholars say an interest-based mortgage is haram because it involves riba, which the Quran forbids (2:275, 2:278). Some contemporary scholars and councils allowed it in non-Muslim countries when a person has no other way to get a home, treating it as a case of need. Others reject this. Look first for an interest-free alternative such as a Sharia-compliant home finance plan, and ask a scholar about your situation.
Wadanda suke cin ribã ba su tashi, fãce kamar yadda wanda da Shaiɗan yake ɗimautarwa daga shafa yake tashi. Wancan, dõmin lalle ne sun ce: "Ciniki kamar riba yake."Kuma Allah Ya halatta ciniki kuma Ya haramta riba. To, wanda wa'azi daga Ubangijinsa, ya je masa, sa'an nan ya hanu, to yana da abin da ya shige, kuma al'amarinsa (ana wakkala shi) zuwa ga Allah. Kuma wanda ya kõma, to, waɗannan sũ ne abõkan Wuta, sũ a cikinta madawwama ne.
Yã ku waɗanda suka yi ĩmãni! Ku bi Allah da taƙawa kuma ku bar abin da ya rage daga riba, idan kun kasance mãsu ĩmãni.
This is general information, not a fatwa. For your own situation, ask a qualified scholar.
Questions about halal and haram
Can a Muslim take a conventional mortgage?
Most scholars say an interest-based mortgage is haram because it involves riba, which the Quran forbids (2:275, 2:278). Some contemporary scholars and councils allowed it in non-Muslim countries when a person has no other way to get a home, treating it as a case of need. Others reject this. Look first for an interest-free alternative such as a Sharia-compliant home finance plan, and ask a scholar about your situation.
