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Scholars differ Money & business

Can a Muslim work in an interest-based bank?

Short answer

Scholars agree that writing, witnessing or handling interest contracts is forbidden, because the Prophet ﷺ cursed those who take interest, pay it, write it and witness it. They differ about jobs with no direct link to interest, such as cleaning or IT: some forbid all work there, while others allow it in need. Look for a halal alternative when you can.

Evidence

Quran

يَٰٓأَيُّهَا ٱلَّذِينَ ءَامَنُوا۟ لَا تُحِلُّوا۟ شَعَٰٓئِرَ ٱللَّهِ وَلَا ٱلشَّهْرَ ٱلْحَرَامَ وَلَا ٱلْهَدْىَ وَلَا ٱلْقَلَٰٓئِدَ وَلَآ ءَآمِّينَ ٱلْبَيْتَ ٱلْحَرَامَ يَبْتَغُونَ فَضْلًۭا مِّن رَّبِّهِمْ وَرِضْوَٰنًۭا ۚ وَإِذَا حَلَلْتُمْ فَٱصْطَادُوا۟ ۚ وَلَا يَجْرِمَنَّكُمْ شَنَـَٔانُ قَوْمٍ أَن صَدُّوكُمْ عَنِ ٱلْمَسْجِدِ ٱلْحَرَامِ أَن تَعْتَدُوا۟ ۘ وَتَعَاوَنُوا۟ عَلَى ٱلْبِرِّ وَٱلتَّقْوَىٰ ۖ وَلَا تَعَاوَنُوا۟ عَلَى ٱلْإِثْمِ وَٱلْعُدْوَٰنِ ۚ وَٱتَّقُوا۟ ٱللَّهَ ۖ إِنَّ ٱللَّهَ شَدِيدُ ٱلْعِقَابِ ﴿٢﴾

信道的人们啊! 你们不要亵渎真主的标识和禁月, 不要侵犯作牺牲用的牲畜, 不要破坏那些牲畜的项圈, 不要伤害朝觐禁寺以求主的恩惠和喜悦的人。当你们开戒的时候,可以打猎。有人曾阻止你们进禁寺,你们绝不要为怨恨他们而过分。你们当为正义和敬畏而互助,不要为罪恶和横暴而互助。你们当敬畏真主,因为真主的刑罚确是严厉的。

Hadith

Sahih Muslim 1598

Jabir said that Allah's Messenger (ﷺ) cursed the accepter of interest and its payer, and one who records it, and the two witnesses, and he said:They are all equal

Arabic text (with chain of narrators)

حَدَّثَنَا مُحَمَّدُ بْنُ الصَّبَّاحِ، وَزُهَيْرُ بْنُ حَرْبٍ، وَعُثْمَانُ بْنُ أَبِي شَيْبَةَ، قَالُوا حَدَّثَنَا هُشَيْمٌ، أَخْبَرَنَا أَبُو الزُّبَيْرِ، عَنْ جَابِرٍ، قَالَ لَعَنَ رَسُولُ اللَّهِ صلى الله عليه وسلم آكِلَ الرِّبَا وَمُوكِلَهُ وَكَاتِبَهُ وَشَاهِدَيْهِ وَقَالَ هُمْ سَوَاءٌ ‏.‏

Read on sunnah.com

This is general information, not a fatwa. For your own situation, ask a qualified scholar.

Questions about halal and haram

Can a Muslim work in an interest-based bank?

Scholars agree that writing, witnessing or handling interest contracts is forbidden, because the Prophet ﷺ cursed those who take interest, pay it, write it and witness it. They differ about jobs with no direct link to interest, such as cleaning or IT: some forbid all work there, while others allow it in need. Look for a halal alternative when you can.

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