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Scholars differ Money & business

Can a Muslim work in an interest-based bank?

Short answer

Scholars agree that writing, witnessing or handling interest contracts is forbidden, because the Prophet ﷺ cursed those who take interest, pay it, write it and witness it. They differ about jobs with no direct link to interest, such as cleaning or IT: some forbid all work there, while others allow it in need. Look for a halal alternative when you can.

Evidence

Quran

يَٰٓأَيُّهَا ٱلَّذِينَ ءَامَنُوا۟ لَا تُحِلُّوا۟ شَعَٰٓئِرَ ٱللَّهِ وَلَا ٱلشَّهْرَ ٱلْحَرَامَ وَلَا ٱلْهَدْىَ وَلَا ٱلْقَلَٰٓئِدَ وَلَآ ءَآمِّينَ ٱلْبَيْتَ ٱلْحَرَامَ يَبْتَغُونَ فَضْلًۭا مِّن رَّبِّهِمْ وَرِضْوَٰنًۭا ۚ وَإِذَا حَلَلْتُمْ فَٱصْطَادُوا۟ ۚ وَلَا يَجْرِمَنَّكُمْ شَنَـَٔانُ قَوْمٍ أَن صَدُّوكُمْ عَنِ ٱلْمَسْجِدِ ٱلْحَرَامِ أَن تَعْتَدُوا۟ ۘ وَتَعَاوَنُوا۟ عَلَى ٱلْبِرِّ وَٱلتَّقْوَىٰ ۖ وَلَا تَعَاوَنُوا۟ عَلَى ٱلْإِثْمِ وَٱلْعُدْوَٰنِ ۚ وَٱتَّقُوا۟ ٱللَّهَ ۖ إِنَّ ٱللَّهَ شَدِيدُ ٱلْعِقَابِ ﴿٢﴾

O les croyants! Ne profanez ni les rites du pèlerinage (dans les endroits sacrés) d'Allah, ni le mois sacré, ni les animaux de sacrifice, ni les guirlandes, ni ceux qui se dirigent vers la Maison sacrée cherchant de leur Seigneur grâce et agrément. Une fois désacralisés, vous êtes libres de chasser. Et ne laissez pas la haine pour un peuple qui vous a obstrué la route vers la Mosquée sacrée vous inciter à transgresser. Entraidez-vous dans l'accomplissement des bonnes œuvres et de la piété et ne vous entraidez pas dans le péché et la transgression. Et craignez Allah, car Allah est, certes, dur en punition!

Hadith

Sahih Muslim 1598

Jabir said that Allah's Messenger (ﷺ) cursed the accepter of interest and its payer, and one who records it, and the two witnesses, and he said:They are all equal

Arabic text (with chain of narrators)

حَدَّثَنَا مُحَمَّدُ بْنُ الصَّبَّاحِ، وَزُهَيْرُ بْنُ حَرْبٍ، وَعُثْمَانُ بْنُ أَبِي شَيْبَةَ، قَالُوا حَدَّثَنَا هُشَيْمٌ، أَخْبَرَنَا أَبُو الزُّبَيْرِ، عَنْ جَابِرٍ، قَالَ لَعَنَ رَسُولُ اللَّهِ صلى الله عليه وسلم آكِلَ الرِّبَا وَمُوكِلَهُ وَكَاتِبَهُ وَشَاهِدَيْهِ وَقَالَ هُمْ سَوَاءٌ ‏.‏

Read on sunnah.com

This is general information, not a fatwa. For your own situation, ask a qualified scholar.

Questions about halal and haram

Can a Muslim work in an interest-based bank?

Scholars agree that writing, witnessing or handling interest contracts is forbidden, because the Prophet ﷺ cursed those who take interest, pay it, write it and witness it. They differ about jobs with no direct link to interest, such as cleaning or IT: some forbid all work there, while others allow it in need. Look for a halal alternative when you can.

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